1:00 PM – 3:00 PM CT
像所有的金融服务领导,你不知道ing: Where are policy, regulation, and innovation headed; how are they driving financial health forward; and what do the macro trends really mean for my financial services institution? Unpacking such complex topics in these uncertain times requires the ability to relay deep expertise in a digestible format, paired with actionable recommendations: two things our panelists emphatically possess. Enjoy an immersive, thought-provoking first day at EMERGE Financial Health, filled with panels that promise to energize, inform, and directly connect finhealth to innovation and the policy, social, and technological shifts we’ve seen over the past year.
Welcome and Opening Remarks
Alejandra Ruales，，，，Senior Manager, Financial Health Network
谁领导着我们的芬兰健康未来？
Corporate leadership structures are evolving to define new C-suite roles – like Chief Diversity Officer and Chief Health Officer – with the access and autonomy needed to secure stakeholder buy-in and drive real financial health impact. As the composite measurement of a person’s financial life and a common thread impacting quality of life, consider new ways to integrate financial health priority into your business. Systems, industries, organizations, and leaders are all rising to the challenge and opportunity to make financial health the lens through which we emerge from the pandemic better than before. Financial health must be more than a program or a promise if we are to meet the moment we’re in. It must become a movement, and the movement needs leaders who are accountable to its outcomes.
Jennifer Tescher财务健康网络总裁兼首席执行官万博电竞怎么玩
Building a Stronger Social Safety Net
在整个Covid-19危机中，金融机构在与美国政府合作，为消费者（其客户）合作，通过刺激支付和失业保险获得直接经济救济。但是，这场危机还暴露了许多领域，金融服务行业可以与社会安全网无缝集成，以确保个人和家庭获得尽可能快速，成本效益的经济救济。在本届会议上，我们将探讨金融机构，政策制定者和行业领导者可以团结起来的方式，以更好地支持美国人依靠当今和将来的社会安全网。
Jimmy Chen，创始人兼首席执行官Propel
Nina E. Olson，纳税人权利中心执行主任
Moderator:南·吉布森（Nan Gibson）， 执行董事，PolicyCenter, JPMorgan Chase
Investing in Equity Based Solutions
Across the country, there have been rising calls for equity and social justice which have motivated many organizations to make bold commitments to improving inequities for their customers, employees, and communities. In this panel discussion, hear from leaders in healthcare, financial services, and criminal justice about ongoing efforts to drive equitable outcomes for all and the role of financial health in this critical movement.
琳达·戈勒·布朗特（Linda Goler Blount），，，，MPH, President and Chief Executive Officer, Black Women’s Health Imperative
Priya Sarathy Jones，国家政策和运动总监，罚款和费用司法中心
Moderator:Darrin L. Williams，，，，Chief Executive Officer, Southern Bancorp, Inc.
Addressing Racial Wealth Gaps With Action and Innovation
MoneyCoach®的Lynnette Khalfani-Cox曾经有100,000美元的信用卡债务，然后在三年内还清并改变了她的财务生活。现在，林内特（Lynnette）成为成功的个人理财专家，电视人物和纽约时报畅销书作家，与我们讨论了种族和社会正义问题如何有助于扩大过去一年的经济不平等，并分享减轻这些影响的有效策略。该主题演讲还将强调金融机构领导对话，解决差异，制定解决方案并对数百万人产生广泛影响的机会。
lynnette khalfani-cox，，，，The Money Coach
The Evolving Role of Fintech in FinHealth
随着金融科技继续探索其在不断发展的金融服务生态系统中的角色 - 一些是金融机构的供应商和合作伙伴，而其他人则是挑战者或竞争对手 - 我们应该如何评估他们对财务健康的影响？传统金融机构可以从目前专注于新兴金融科技的政策辩论中学到什么？在讨论中，与财务健康专家学习并分享观点，以开始为金融科技和Finhealth的未来计划。
Adrienne A. Harris，，，，Professor of the Practice, University of Michigan
Moderator:莎拉·莫根斯特恩（Sarah Morgenstern），风险合作伙伴，蓬勃发展
闭幕致辞
Alejandra Ruales，，，，Senior Manager, Financial Health Network
1:00 PM – 3:00 PM CT
第一天的重点是我们社会在过去两年中所面临的宏观变化，以及它对金融服务行业的影响。第2天将重点关注人民，具体来说，大流行和随后的经济低迷对美国妇女所产生的不成比例的影响。我们还将听到来自专注于为客户，员工和社区推动财务健康的行业领导者的消息，以抵御这种转变的景观。第2天将以有远见的奖项演讲结束，我们将纪念一个全球变革者，他花了十多年的时间为全球数百万个人而奋斗。
Welcome and Opening Remarks
Alejandra Ruales，，，，Senior Manager, Financial Health Network
Integrating FinHealth Into Your Company’s DNA
A growing body of research shows that integrating financial health into business strategy benefits customers, companies, and communities. Meanwhile, the pandemic has left many U.S. consumers financially struggling, vulnerable, and in need of solutions. In this session, Scott Sanborn, CEO of LendingClub, brings clarity and fresh perspective to the process of building a business around financial health. Learn how and why LendingClub made the strategic pivot to prioritize financial health in all of its products and services, how it transformed into a “financial health brand,” and how it’s tracking financial health impacts across its user base to measure success. Walk away with insights to transform your own organization’s financial health business strategy.
斯科特·桑伯恩（Scott Sanborn），，，，Chief Executive Officer, LendingClub
Moderator:劳拉·巴格（Laura Barger），财务健康网络首席营销官万博电竞怎么玩
Covid-19对妇女的不同影响
Upheaval, impacts, long-term consequences – the pandemic’s massive disruptions to employment, childcare, and schools fell disproportionately on the shoulders of women, particularly women of color. In this session, a panel of experts will discuss how the cascading economic consequences of the pandemic are reversing years of progress in workplace equity, and may have long-term implications for women’s financial lives for years to come.
Lelaine Bigelow，国会关系与经济司法临时副总裁，全国妇女与家庭伙伴关系
Kavya Vaghul，，，，Senior Director, Research, JUST Capital
Moderator:Salah Goss，北美社会影响力高级副总裁。
以道德利用客户数据来推进DEI
Many organizations understand the power of data to reveal consumer pain points and gaps in product offerings. Data can also help organizations renew their financial health strategies to prioritize diversity, equity, and inclusion. The industry is starting to uncover many useful insights in recent years, including best practices for sourcing, analyzing, leveraging, and protecting customer data. In this session, experts and practitioners will share best practices and a potential roadmap for financial services companies to use customer data ethically to improve financial offerings for underserved groups.
罗布·柯蒂斯（Rob Curtis），，，，Chief Executive Officer and Co-founder, Daylight
Jasmine Thomas，花旗导演
Moderator:凯利·科克伦（Kelly Cochran），Finreglab副主任
Our 2021 Visionary Award: The Role of Leadership in Global FinHealth
Please join us as we honor and share our special award recipient’s awe-inspiring story of commitment to advancing financial health. Joined by our inaugural recipient Dan Schulman, President and CEO, PayPal, Jennifer Tescher, President and CEO, Financial Health Network, and the 2021 honoree, Her Majesty Queen Máxima of the Netherlands, United Nations Secretary-General’s Special Advocate for Inclusive Finance for Development, the discussion will include opportunities to ask questions about the role of leadership in advancing the mission and vision of financial health on a global scale.
H.M.荷兰女王马西马女王联合国秘书长特别倡导者倡导者融资融资
Dan SchulmanPayPal总裁兼首席执行官
Moderator:Jennifer Tescher财务健康网络总裁兼首席执行官万博电竞怎么玩
闭幕致辞
Alejandra Ruales，，，，Senior Manager, Financial Health Network
1:00 PM – 3:00 PM CT
尽管Emerge Financial Health的前两天集中在高度相关的专家发现和当下最大的财务健康主题上，但我们的最后一天将以大胆的新方式使这些概念栩栩如生。大流行显然是Finhealth Innovation的催化剂：准备受到启发，因为我们聚焦了一些年度最有前途和成功的财务ag万博健康伙伴关系，承诺和解决方案。
伙伴关系
When financial institutions partner with nonprofits, fintechs, government agencies, and other organizations, they create new opportunities to reach millions of people to help them better save, borrow, spend, and plan. Join us as we learn about innovative financial health partnerships, including their origins, key financial pain points and goals, and success criteria.
Helping Military Veterans and Military Families Achieve Financial Security
知识，资源和工具可以取得成功。Prudential Financial的军事金融健康计划使用诸如受伤的战士项目之类的合作伙伴关系，为军人家庭和退伍军人提供免费的金融健康教育计划以及工具和资源，以帮助军事家庭蓬勃发展。在本届会议上，詹姆斯·贝姆斯德弗（James Beamesderfer），副总裁，退伍军人倡议与受伤战士项目金融健康副总裁托马斯·卡斯特纳（Thomas Kastner）的审慎财务会谈，涉及这种伙伴关系如何支持军人家庭的财务健康和活力。
詹姆斯·贝斯特弗（James Beamesderfer），审慎金融副总裁，退伍军人倡议
Thomas Kastner，财务健康副总裁，受伤的战士项目
BlackRock’s Emergency Savings Initiative: An Ecosystem Approach to Partnerships
BlackRock对金融福祉的承诺引发了一系列跨部门合作伙伴关系，重点是使低到中等收入家庭更容易获得紧急储蓄。加入克莱尔·张伯伦，社会影响董事总经理BlackRock，，，，for a deep dive onBlackRock’s flagship philanthropic program and a closer look at their partner-centric approach to proving what is possible and advocating for what it’ll take to shift the entire system.
Claire Chamberlain，，，，Managing Director of Social Impact, BlackRock
第五银行和国家城市联盟劳动力发展伙伴关系
Learn how Fifth Third Bank approaches financial health partnerships and explore the great work they are doing with the National Urban League to support communities most impacted by the COVID-19 pandemic, through upskilling and re-skilling services. This strategic partnership will provide opportunities for low-wage workers of color who are currently working in occupations and industries such as retail, hospitality, and food services to find pathways to economic stability and security.
Stefanie Steward-Young，，，，Chief Corporate Social Responsibility Officer, Fifth Third Bank
Commitments
今年，我们已经看到金融机构加强并公开致力于缩小种族财富差距，并为美国每个人的每个人都设计一个更公平的金融体系，这些承诺具有重要意义，有意义且可衡量。加入我们，了解金融机构如何解开其组织的权益目标，将这些目标与财务健康联系起来，并努力执行并使自己对雄心勃勃的议程负责。
Capital One’s Affordable Housing Initiative: Bolstering the Financial Health of Underserved Communities
负担得起的住房是Capital One’s Impact Initiative这是一项最初的2亿美元的五年承诺，致力于支持服务不足的社区的增长，并通过缩小股本和机会的差距来提高社会经济流动性。Desiree Francis, Head of Community Finance, will use this spotlight to explain the connection between affordable housing and financial health and how Capital One’s Digital Access (CODA) program pilot intends to improve the financial health of residents living in affordable properties the bank has financed by providing high speed digital access, devices, and digital education to families across the country.
Desiree Francis，社区金融负责人，首都一号
JPMorgan Chase’s $30 Billion Racial Equity Initiative
JPMorgan Chase & Co. has committed a groundbreaking $30 billion to providing economic opportunities for underserved communities, especially Black and Latinx communities, over the next five years. This spotlight provides context for how JPMorgan Chase & Co. approaches impact at the local level, how it has integrated financial health, as a key pillar to this work, and how it is holding itself accountable to help reduce the racial wealth gap.
卡罗来纳州Jannicelli，社区影响董事总经理，摩根大通
Solutions
Innovative financial products and services can create financial opportunities and drive positive financial health outcomes for millions of U.S. consumers. This last track will highlight a few of these solutions through spotlight sessions and a panel discussion featuring the Financial Solutions Lab.
Oportun卡：通过金融包容来推动经济平等
Since 2005, Oportun has leveraged AI-powered models and billions of unique data points to extend more than 4 million loans and $10 billion in affordable credit. This inclusive approach has allowed nearly 1 million customers to establish their credit histories. Find out how this deep commitment to understanding customer financial needs led to a new solution for managing income volatility and covering unexpected expenses – the 2020 launch of the Oportun® Visa® credit card.
Gonzalo Palacio，，，，Senior Vice President, Credit Cards, Oportun
美国银行的财务健康基本解决方案
通过更好的货币习惯®金融教育，安全和透明的产品以及与他们寻求服务的客户的直接互动，美国银行设计银行业务和贷款解决方案，以帮助客户满足其财务需求，朝着更大的财务弹性以及随着时间的推移，随着时间的推移，增加他们的财富。加入我们与零售和克里斯汀频道总裁D. Steve Boland（社区银行和客户保护负责人）讨论如何构建和实施美国银行Advanica Advantage Safebalance™，保持更改®等解决方案的问题，并进行银行的对话。of America Secured Card offering, and how they are tracking and evaluating these products’ impact on customer Financial Health.
D.史蒂夫·博兰（Steve Boland），美国银行零售总裁
Christine Channels，，，，Head of Community Banking and Client Protection, Bank of America
Rising to Meet The Challenge: Innovative Solutions for Workers and Students
几乎一夜之间，去年，随着COVID-19危机关闭工作场所和大学校园，收入中断等等，数以百万计的工人和学生对财务健康遇到了新的挑战。为了满足这些紧急财务健康需求，金融解决方案实验室将其资源集中在支持低至中等收入工人和学生人数的非营利组织和金融科技上。加入我们，了解这些创新者如何应对挑战，找到扩展其产品以满足当下紧迫财务健康需求的方法，以及锻造途径以推动影响后流行后的途径。我们还将向与会者介绍Financial Solutions Lab Accelerator的新型金融科技初创公司的队列，因为我们探索创新，这些创新正在帮助消费者建立财务弹性和长期稳定。ag万博
迈克尔·柯林斯，JFF副总裁
Sanket Karuri，，，，Head of Product, Edquity
布里奇特·泰特，，，，Director of National Programs, Change Machine
Moderator:汉娜·卡尔霍恩（Hannah Calhoon），，，，Vice President, Financial Health Network
1:00 PM – 3:00 PM CT
尽管Emerge Financial Health的前三天重点关注当今的财务健康挑战和明天的解决方案，但本次会议的奖励日将以可行的方式使这些概念栩栩如生。第一手了解领先的金融机构如何为其财务健康策略，建设基础设施以及随着时间的推移而获得的购买，以取得更好的成果。通过我们的Finhealth成熟度评估计划（Finhealth Map）的框架，您将采用有效的方法，有用的工具和有力的见解，以促进财务健康的未来。
Welcome and Opening Remarks
玛丽莎·沃尔特，，，，Senior Director, Financial Health Network
想象
Leaders know that a strong, clear vision rallies employees, focuses company resources, and promotes organizational efficiency. That’s why organizations looking to make an impact need a vision for financial health. Join us to hear how financial industry leaders have secured stakeholder buy-in to build financial health strategies, ensured employees understand and can rally behind a shared finhealth vision, and integrated financial health as part of their organizational culture.
Reba Dominski，，，，Chief Social Responsibility Officer and President of the U.S. Bank Foundation, U.S. Bank
Moderator:Kristen HoltGreenPath Financial Weeltness总裁兼首席执行官
基础设施
Deploying people and resources to new initiatives is key to success – financial health impacts cannot flourish without the right infrastructure. From data that informs decision-making, to technology and processes that enable execution, and thought leadership that drives action, learn about organizational structures that can help advance a financial health strategy. In this session, learn what to consider when deploying resources at your organization, with insights from companies with unique approaches to building financial health infrastructure.
Eddie Queen，金融健康与参与平台负责人，富国银行
Shishir Singhania，瓦罗银行首席贷款官
Tracy Szarz-Fors，，，，Vice President of Marketing & Business Development, Wright-Patt Credit Union
Moderator:Michael Cyr，，，，Customer Strategies and Insights, Regions Bank
Performance
How does your organization measure the performance of its financial health initiatives? How effectively does your financial institution collect and use data to advance its impact on financial health and broader business goals? In this session, hear perspectives from other companies already measuring financial health – the tools they use, and the ways they turn the data into action and impact.
Crystal Anderson，，，，Vice President of Financial Services, H&R Block
brunson，，，，Founding Member, Percapita Group
劳拉·麦肯齐（Laura Mackenzie），，，，Senior Vice President Financial Inclusion, Mastercard
Moderator:John Thompson，，，，President, Attune，财万博电竞怎么玩务健康网络
用Attune在几分钟内衡量财务健康
调金融帮助组织优化health quickly and easily through data measurement and analytics. In a special video spotlight, learn about our new powerful digital insights platform, developed by a world-class advisory council and backed by years of research from the Financial Health Network.
Solutions
推进业务目标,调整你的产品nd services to the financial health needs of your customers. Based on J.D. Power’s new Financial Health and Advice Study, learn what types of financial health support consumers want and need from their financial institutions and how to drive customer satisfaction improvement.
保罗·麦克亚当（Paul McAdam），银行和付款高级总监，J.D。Power
Moderator:詹妮弗·朗（Jennifer Lang），，，，VP, Customer Experience, Insights, and Innovation, TD
闭幕致辞
John Thompson，，，，President, Attune，财万博电竞怎么玩务健康网络
玛丽莎·沃尔特，，，，Senior Director, Financial Health Network