视频

Financial Lives After 50: Rethinking the Golden Years

发现有关50岁及以上中等收入人士面临的财务挑战和选择的关键见解。

Friday, June 5, 2020

在美国,超过5600万低至中等收入的成年人超过50岁,其中1300万人被认为在财务上脆弱。

Step into their homes to learn firsthand about their daily joys and struggles as they navigate their financial lives in their golden years. This video series offers an intimate look at their challenges, including savings shortfalls, debt burdens, medical shocks, and multigenerational households.

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Presented By
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观看系列

Financial Lives After 50: Rethinking the Golden Years

出现
财务生活第1集:当固定收入不足时

财务生活第1集:当固定收入不足时

Pay for your medication or buy dinner? Many older adults living on fixed incomes have to make daily trade-offs like these, even if they’re able to supplement their steady paychecks or Social Security checks. This episode provides a glimpse into life on a fixed income, where constant budgeting doesn’t guarantee you can afford basics like groceries. Explore the realities of life for those who have officially retired and others who are still working and struggling to afford life in their later years.

出现
财务生活第2集:全家

财务生活第2集:全家

Sharing a home with grandchildren, parents, or children is a familiar story these days, as more people over 50 find themselves living in multigenerational households. From helping with rent to pitching in with childcare, the benefits can be immeasurable – but having multiple generations under one roof isn’t always easy. This episode takes a step inside the joys and challenges that come with this dynamic living situation.

出现
财务生活第3集:护理人员难题

财务生活第3集:护理人员难题

长期的医疗保健问题不仅对被诊断的人来说是具有挑战性的,而且对亲人照顾他们而言。当医疗保险和与医疗保健相关的债务进入情况时,这些情感和财务挑战呈指数增长。这一集将带您进入三个家庭的生活,这些家庭经历了照料和试图在计划不确定的未来时试图驾驶无数财务障碍的挑战。

出现
财务生活第4集:系统震惊

财务生活第4集:系统震惊

Financial emergencies following a health scare are becoming increasingly common. Unexpected hospital stays or a sudden illness or injury can wipe out savings, leaving many people unable to afford day-to-day expenses. In some cases, medical issues can force people into early retirement, cutting off potential earnings for years to come. This episode provides a glimpse into life after medical shocks and the difficulties older adults face as they try to bounce back financially.

出现
财务生活第5集:退休无效的时候

财务生活第5集:退休无效的时候

Once upon a time, retirement meant a paid-off house, a solid financial cushion, and time to relax. This episode explores how older adults approaching retirement today often find themselves unprepared financially and worried about what their future will actually look like. As for those who have already retired, the reality is often starkly different from the retirement they once imagined.

认识参与者

Kathie A,65 <br> Blockton,IA
Kathie A, 65
爱荷华州布洛克顿

For Kathie, there is nothing better than living in rural Iowa and seeing deer run across the lawn of the home she shares with her husband. Money is tight but she prides herself on careful budgeting and prioritizing savings for upcoming expenses.

Stephanie B,51<br>Leon, IA
Stephanie B,51
莱昂,爱荷华州

Stephanie, a 51-year-old substitute teacher, prides herself on homeschooling her three children on their family farm in southern Iowa. She is a master of budgeting and stretching a dollar, especially when it comes to utilizing the produce from the garden.

保罗D,66 <br>凯勒顿,IA
保罗D,66
爱荷华州凯勒顿

当他在电器制造工厂工作了20年时,保罗决定从事全职工作。现在66岁,每天凌晨5点醒来电话和最近的受伤使他成为他不再忽略的想法。

Ron E, 65<br>Eutaw, AL
Ron E, 65
Eutaw,Al

The 65-year-old lives with his wife, son and 5-year-old granddaughter in a multi-generational household. A cancer survivor and avid gardener, Ron takes his financial and health challenges in stride. Recently, he’s battled unemployment and savings shortfalls, but these obstacles have only made him more resilient.

Wilson F, 73<br>Eutaw, AL
Wilson F, 73
Eutaw,Al

对于阿拉巴马州农村的政府住房的20年居民威尔逊来说,以固定收入的生活非常困难。没有汽车,这位73岁的老人必须依靠非营利服务来获得所需的杂货和医疗服务。他最喜欢的日子是和朋友一起烧烤和观看游戏的时间。

乔伊斯G,61<br>Las Vegas, NV
乔伊斯G,61
Las Vegas, NV

乔伊斯(Joyce)与儿子,daughter妇,兄弟和五个孙子一起生活在一个繁华,紧密的家庭中。这位狂热的厨师和女主人正在努力成为一名乘车司机,以负担自己的血压药物,并为自己的汽车节省储蓄。

拉里N,73 <br>拉斯维加斯,NV
Larry N, 73
Las Vegas, NV

拉里(Larry)是旅馆行业的前酒保,不得不接受退休和由于肝病而稳定收入的损失。他和他的妻子科伦(Koren)试图通过享受退休社区并依靠邻居的友善来尽力而为。

Verner R,74 <br>伊利诺伊州芝加哥
Verner R, 74
伊利诺伊州芝加哥

Verner是一位自出版的作家和前公共电视脱口秀节目主持人,必须专注于“伸展一美元”。即使她的演出获得了更高的学位和奖励认可,她也发现很难节省自己的收入,因为单身母亲抚养四个孩子。

霍华德S,81<br>Skokie, IL
霍华德S,81
Skokie, IL

霍华德,一个退休的邮件carrier, lives with his two adult sons, including his youngest son, a 42-year-old with mental and physical disabilities. While his home is paid off, increasing taxes and an additional life insurance policy that will help his son when he’s gone, means Howard has little leftover from his pension each month.

凯茜W,64 <br>惠灵,伊利诺伊州
凯茜W,64
伊利诺伊州惠灵

For Cathy, retirement looks far different than the one she imagined. The mother of five adult children lives with her 26-year-old daughter and 7-year-old grandson. Most mornings and afternoons, Cathy takes care of her grandson before leaving for her own job as a caregiver five nights a week.

Valerie W,57 <br> Eutaw,Al
Valerie W,57
Eutaw,Al

对于57岁的阿拉巴马州Eutaw的居民Valerie来说,寻找爱情是一种祝福。但是十多年后,瓦莱丽(Valerie)发现自己是丈夫的主要看护人,丈夫是一名残疾伊拉克战争退伍军人,他需要全天候的帮助。

认识专家

Lisa Marsh Ryerson
Lisa Marsh Ryerson

丽莎·马什·瑞尔森(Lisa Marsh Ryerson)是AARP基金会的总裁。她是一个大胆,纪律严明且协作的领导者,致力于创建和推进有效的解决方案,以帮助脆弱的老年人通过真正改变生活的计划和服务来增加其经济机会和社会联系。

爱丽丝·罗德里格斯(Alice Rodriguez)
爱丽丝·罗德里格斯(Alice Rodriguez)

爱丽丝·罗德里格斯(Alice Rodriguez)是消费者银行社区和业务发展负责人。她负责帮助提高收入约2B美元的投资组合的增长和盈利能力,并由一个超过一千万户家庭的国家客户群组成。

Jennifer Tescher
Jennifer Tescher

Jennifer Tescher is the President and Chief Executive Officer of the Financial Health Network, the nation’s authority on financial health. She founded the Financial Health Network in 2004 and is a nationally known expert on building opportunities for financial health.

安德鲁·邓恩
安德鲁·邓恩

安德鲁设计研究计划,分析数据和报告结果。最近,他合着重新设计了LMI 50+细分市场的财务路线图:新的挑战和机遇,研究了50岁以上的低至中等收入的财务斗争。

Arjun Kaushal
Arjun Kaushal

Arjun uses his various experiences in policy, entrepreneurship and financial services to support research and financial technology engagements. Previously, he worked at the Aspen Institute and supported policy initiatives on consumer debt, long-term savings and retirement and financial wellness programs.

Sarah Parker
Sarah Parker

莎拉(Sarah)对在美国和国际上都充满热情。作为金融健康网络的高级主管,她负责监督财务健康工作,特别万博电竞怎么玩关注保险。