Insuring the Way to a Financially Resilient America
使用调查数据和消费者terviews, the Financial Health Network presents consumer trends and insurance product design strategies that can help Americans build financial resilience.
Consumers across all income levels struggle to weather financial shocks and build resilience. By understanding where customers need the most help, insurance providers have a major opportunity to deliver solutions that support customer financial health and business success. Explore the Financial Health Network’s free resources and tools for insurers to identify needs, develop products and services, and measure impact over time.
使用调查数据和消费者terviews, the Financial Health Network presents consumer trends and insurance product design strategies that can help Americans build financial resilience.
This brief takes a closer look at the homeowners and renters insurance coverage, acquisition channels, knowledge, and claims experience of American consumers, with a particular focus on low- to moderate-income (LMI) consumers.
By Nadia van de Walle, Director at Financial Health Network Many families are faced with making tough healthcare decisions because of financial challenges. According to the 2019 Financial Health Pulse study, one in four Americans did not get healthcare and almost one in five stopped taking medication in the last year because they could not…
By Hannah Gdalman, Stevenson Fellow, Financial Health Network The recent open enrollment season means that for many of us, insurance is still top of mind. Other key moments such as the start of a new year, tax season, a new job, or family additions also provide a chance to reflect on insurance throughout the year….
使用调查数据和消费者terviews, the Financial Health Network presents consumer trends and insurance product design strategies that can help Americans build financial resilience.
By Karen Andres VP and head long-term saving and retirement at Financial Health Network Forget the holidays — my favorite time of year is fall. Time for sweaters, the crock pot, pumpkin carving, and college football. But there’s a less obvious reason to love fall: it’s benefits open enrollment season for most American companies, which means that…
This brief takes a closer look at the homeowners and renters insurance coverage, acquisition channels, knowledge, and claims experience of American consumers, with a particular focus on low- to moderate-income (LMI) consumers.
This brief takes a closer look at the auto insurance coverage, acquisition channels, knowledge, and claims experience of American consumers, with a particular focus on LMI consumers.
保险行业正在经历一个exciting time of innovation, growth, and transformation. Incumbent and startup providers both have the opportunity to look holistically at a person’s financial life to understand how insurance products can best support them. By doing this, they will attract more loyal customers.
Taking a consumer-focused approach to insurance, the Financial Health Network has conducted research on the insurance needs of mass-market consumers, current products and services available to meet these needs, and the biggest insurtech trends. Through this research, the Financial Health Network identifies tangible ways to improve insurance products and services for the financially struggling.